3 Pager Summary

The Future of Global Banking is Here

Platform Features


Using Blockchain technology to facilitate crypto backed loans, margin lending – crypto & equities as collateral, and BlockLoan Debit Card.

Crypto for cash

Access cash without having to sell your crypto – BLOCKLOAN Margin Loan

Invest in crypto

Use equities as collateral for your loan – BLOCKLOAN Margin Loan

Global access

Facilitating global access – crypto backed loans and access funds through your Debit Card

Build your borrowing power

We use multiple data sources to accurately represent your borrowing power





  • July 12, 2018 4:02 pm Published by Danielle Seguis This weekend saw the growing uncertainty in the cryptocurrency market deepen even more, especially after more than $40 billion in market value was wiped out. Bitcoin has already lost more than 50% of its value this......

  • July 12, 2018 4:00 pm Published by Genson Glier 2018 saw the release of Black Panther, a movie produced by Marvel. Black Panther revolved around Wakanda, a technologically advanced country with a futuristic theme located in Africa. Now, if for some reason you thought that this was......

Backed by Experience

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    Co-Founder & Co-CEO of Lodex and Co-Founder of CryptoCoin Intelligence, Michael is an experienced general manager with a background in retail banking and wealth management at Westpac, BT, MLC aligned businesses and Bendigo Bank. He has a passion for using technology to create a better customer experience & gain commercial efficiencies. MBA, B.Sc. (Maths & Statistics), Advanced Diploma Financial Services (Financial Planning), Certificate IV Financial Services (Finance & Mortgage Broking)

Michael Phillipou  linked-in
Co-Founder & Co-CEO

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    An expert technology leader with over 20 years’ experience working with start-ups and fast-moving organisations. Michael’s career spans Fintech, Gaming, Health and Defence. A Blockchain evangelist, Michael has consulted to a range of Fintech start-ups globally. Michael is the CTO at BlockLoan & Lodex, and former CTO at Ladbrokes Australia. Boasting an extensive Information Security background, Michael is a contributing member of ISACA and IEEE.

Michael Esber  linked-in
Chief Technology Officer

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    An ex-banking executive with a thirst for innovation, Bill is the Co-Founder & Co-CEO of Lodex, an Australian Bank-as-a-Platform and Co-Founder of CryptoCoin Intelligence. He is the former Head of Retail Banking Operations at Alpha Bank, Head of Retail Credit Operations & Late Recovery at Credit Agricole, Emporiki Bank. M.Sc. (European & International Economics), B.Ec. (Hons), Certified Financial Risk Manager (FRM), Project Management Professional (PMP)

Bill Kalpouzanis  linked-in
Co-Founder & Co-CEO

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    A burning passion for business and customer excellence, Marina is the Customer Experience Manager for Lodex, Editor and Creative Designer for CryptoCoin Intelligence media platform, Hubspot expert operator and all round star Relationship Manager. B. Com., Certificate IV in Marketing, fluent in Portugese & English.

Marina Stedile  linked-in
Customer Experience Manager

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    A strategic marketing, communications and digital Advisor to start-ups and established businesses, and founder of lifestyle fashion label Hills & West and strategic agency, Digital & Agile. Aisha is the Strategic Advisor for Brand & Marketing at Lodex, former Global Communications Director at Tigerspike and Senior Marketing & New Media Specialist at SBS. Masters of Convergent Media, B.Bus. (Marketing, Advertising & PR)

Aisha Hillary-Morgan  linked-in
Director, Marketing & Communications

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    With a love and commitment for strategy, digital marketing & business development and 15 years in 1st and 3rd party distribution for Lodex, Plan Australia, LJ Hooker & Mortgage Choice, Rebecca has become a highly-regarded Digital Strategist & Distribution specialist.

Rebecca Tait  linked-in
Digital Strategist & Distribution

Click To See The Rest Team & Advisors
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    Vaibhav is the technical lead behind some of the largest recent decentralised projects. His primary focus is on Ethereum as well as Hyperledger, and is a well established course lecturer online. A technical advisor for well reputed crypto projects and has been instrumental in 3 ICOs and 3 decentralised dApps.

Vaihbav Namburi  linked-in
Chief Technical Architect

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    Makis has over 15 years in software engineering & project management for global banks such as Credit Agricole, Emporiki Bank & Alpha Bank. Experienced in  software products and data analytics solutions. MBA, M.Sc. (Business Analytics), MPhil (Computer Science), B.Sc. (Computer Science & Networks) with 1st Class Honours

Makis Kroustallis  linked-in
Technical Lead

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    Only person worldwide who reached “The Triple Crown” of influencer rankings by being ranked the “Global No. 1 FinTech, Artificial Intelligence (AI) & Blockchain influencer by Onlaytica in 2018”. Ranked No. 2 InsurTech influencer by Onlaytica. Global Speaker & Author | Advisor to wefox Group, Arbidex, Datametrex AI, kapilendo.de, moneymeets.de, yieldgrowth.com and F10 FinTech Incubator & Acclerator | Venture Capitalist

Spiros Margaris  linked-in
Advisor | Influencer & Venture Capitalist

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    Co-Founder & Leader of 3 successful Tech Ventures | McKinsey Strategy Consultant | CEO of Compass Blockchain | CEO & Co-Founder, Sirin Labs | Industry Manager, Google

Tal Cohen  linked-in
Advisor | Blockchain Expert

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    Founder & Director at Viridian Lawyers, a specialist solicitor with deep domain expertise in Corporate, Securities, Intellectual Property & Technology Law | LLB. (Intellectual Property, Corporate, Commercial)

Richard Prangell  linked-in
Advisor | Legal

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    Board Advisor | Founder Changes Business Consulting | Associate Director, Australian Leadership Project | Former Incumbent Director, Mobile Internet Ericsson Telecommunications | Former State Relationship Manager, CSIRO | MBA, B.Economics & Commerce

Joseph Ghaly  linked-in
Advisor | Strategy & Capital Markets

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    Leo has a long history in the Financial industry holding a number of Executive titles, from running the Operations for GoldmanSach, COO of a major Research House to CEO of an Australian listed company. Leo has a growing passion for Blockchain technology and Crypto markets having worked on a number of start-up businesses.

Leo Lopez linked-in
Advisor | Capital Markets

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    Boasting a thirst for understanding the finer details of business & platform operations, Jodie is an advanced business & systems analyst. She has worked for Lodex, Coca Cola Amatil and Ray White for the last 10+ years after completing a Bachelor of Computing and Information Systems.

Jodie Hanna  linked-in
Platform Services Manager

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    A seaonsed technology expert engineer, Srikanth has a wealth of experience as a Principal Software Engineer at Visteon Corp, Lead for HMI Platform for Jaguar & Ford, Tech Lead at Samsung Research & Nokia, Developer at Cisco and previous experience with 2 ICOs and building of 2 dApps, including dveloper.io

Srikanth Chevelam  linked-in
Software Engineer


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    Managing Director WeConnect China | Former Managing Director, Fairfax, Life Media & Events | Former CEO Tourism Australia | Chairman, SeaLink Travel Group (SLK) | Non-Executive Director, Lux Group | Non-Executive Director Ingenia (INA) | Chairman of Lodex Advisory Board | B.A., M.A. (International Communications)

Andrew McEvoy  linked-in
Advisor | Media & Public Relations

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    Head of Customer Solutions & Projects APAC, Orange Business Services | IT Services Business Unit Head, Equant Australia | Cloud & Data Security Expert

Greg Berry  linked-in
Advisor | Data Security & Cloud

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    Managing Consultant Atos | Vice President Asia Pacific Cellebrite | Vice President Asia, AGT International
    | President Asia Pacific ECI Telecom | B.Eng. (Electrical), Diploma Business Administration

Chris Karatsiolis  linked-in
Advisor | Business Development

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    Experienced deal and corporate advisor with a background in investment banking and private equity at ABN Amro Australia, and corporate strategy and M&A at Fairfax Media. Has previously launched ecommerce, peer to peer lending at LendingHub and education startups. Lead ICO structuring, project and deal advisor. B.Sc MBus

Ivan Mantelli  linked-in
ICO & Strategy Advisory

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    Paul is an experienced entrepreneur across Singapore, Hong Kong, India and Australia. Director of Entersoft, a global award-winning Cyber Security with a team of elite Ethical Hackers, who have helped launch and secure ICOs worth over $1 billion all over the world.

Paul Kang linked-in
Advisor | Cyber Security

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    Experienced marketer, growth hacker, entrepreneur and ICO distribution specialist. Previously founded Likwidity a term deposit comparison & investment, fintech. Has lead growth teams at incubator & accelerator facilities, as well as mentored a number of early-stage ventures. Lead ICO marketing, audience generation, and distribution advisor.

Genson Glier  linked-in
ICO Marketing and Distribution Advisory

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    Tassos has deep global expertise in building and transforming management information systems across credit management, sales, operations, retail and wholesale banking. A data expert, Tassos has over 10 years’ experience with global banks such as Credit Agricole and Alpha Bank as MIS Leader. M.Sc. (Statistics), B.Sc. (Statistics), Certified in SAS, AGILE & BPMN.

Tassos Gazetas  linked-in
Head of Data & Analytics

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    A digital, marketing and networking specialist, Rav’s built her experience working as an inbound growth specialist, business development manager and key account manager for HubSpot, Zomato, Fleetmatics and more recently as a founder of Exponiq. She is passionate about Blockchain technology and working with start-ups to realise their potential. Fluent in English, Hindi and Punjabi.

Ravneet Ghuman  linked-in
Growth Marketer | Digital Specialist

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    Former Wall Streeter | Co-Founder/Author of Daily Fintech | Co-author of the 2018 WealthTech Wiley book | 140k+ LinkedIn followers | Ph.D. (Finance), MBA

Efi Pylarinou  linked-in
Advisor | FinTech & Blockchain Influencer

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    Strategy Division, Head of Investor Relations, National Bank of Greece | Head of Equity Research, Emporiki Asset Management, Credit Agricole Group | Master of Science (Finance & Banking), B.A. (Economics, Finance), Financial Analyst Certification

Greg Papagrigoris  linked-in
Advisor | Corporate Finance

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    Managing Partner, Abzlute | Co-Founder, Chaatz | Executive, MBounce | Investor, Yconomus | B.Eng., Certified Service Manager, DipM, ACIM, Marketing

Arnie Chaudhuri  linked-in
Advisor | Blockchain & Capital Markets

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    Founding team of Blockchaincities.io, bridging blockchain and smart cities movements for local governments globally; Founder of WIBI.io a telegram group of nearly 600 women blockchain founders, investors, developers, consultants; Consultant at Blockchaincentre.com.au; Founder of MissBlockchain.tech blockchain for social justice publishing platform; 20 years online community building experience and a graduate of Laws.

Akasha Indream linked-in
Advisor | Blockchain Corporate Strategy Expert

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    Elad Schulman is the CEO and Co-Founder of Segasec.com, with over 20 years of experience in the software industry, with expertise in security and monitoring, in large enterprise like SAP and HP Software, as well as startups like Mercury Interactive and OpTier, and from his military service.

Elad Schulman linked-in
Advisor | Security & Monitoring


A world with easy access to credit, anywhere & anytime.


  • Create greater global accessibility
  • Create efficiency
  • Remove unnecessary transactional costs by cutting out the middleman

Giving Customers Control

Consumers own their own data, which is portable and accessible.


Proprietary multi-factor risk assessment technology from social and traditional data sources


Experts in credit risk assessment and leveraging the strength of social data

A New Lending Model



the way credit works

for both crypto and

traditional lenders

across a global

audience of verified


Benefits for Lenders Seeking Improved Returns

Improved Scoring Methodologies

We use social and traditional data to develop our proprietary credit scoring model that provides improved insights into consumer risk

Global Crypto and Fiat

Move away from local markets and invest globally. Be currency agnostic with our crypto and fiat lending models.

Smart Contract Pools

Avoid having to bid on every loan – join smart contract pools that execute according to specified criteria.

Lending Tools

Track your loan portfolios, view live reporting and credit scoring updates.

Private Pre-Sale Starts July 2018

Bonus available now during the private pre-sale. Don’t miss out – this unique offer lasts for a limited time only.

$47 million hard cap for token main sale event starts in Q3 2018


Concept development, Launch of Lodex lending marketplace, Global opportunity identification, Compliance and go to market solutions and Token economy planning.

Q1 & Q2 2018

Blockchain model finalisation, Token offering scope and quantification, Management and advisory team and Crypto loans platform design.

Q3 2018

Private offer, Token offering pre-sale, Development of BLOCKLOAN user dashboard, Finalise token sale.

Q4 2018

Token offer completion, Token exchange listings, Borrower loan application interface and credit rating, Lender onboarding process.

Q1 2019

Crypto-to-crypto end to-end to ‘go live’, Set up office in London, Commence develop of Universal rating model, Launch Incubator Program, Integrate Exchange service.

Q2 2019

Launch of Debit card, Acquire licence for Crypto Loans Marketplace in Europe, Partner with global payments company.

Q3 2019

Launch fiat loans backed by crypto Marketplace in Europe, Launch Crypto Margin Lending backed by Crypto portfolios product, Set up office in South Korea and Philippines, Acquire licences required for Crypto Loans Marketplaces in Philippines and South Korea, Go-live BlockLoan (BL), Universal rating system

Q4 2019

Acquire EU financial services license, Acquire financial services license in Philippines and South Korea, Launch Margin Lending backed by Securities product, Launch BL fund Program.

2020 - 2021

Pooled facilities via smart contracts, Launch of Vehicle Loans, Launch of Home Loans, Launch of Crypto and fiat loans to Small Businesses.

Ready to Disrupt the Credit Industry?

Join the BLOCKLOAN pre-sale, limited tokens available.

  • Register your details
  • Pass KYC/AML checks
  • Receive confirmation of approval for the whitelist
  • Transfer Ethereum (and other cryptocurrencies in future)

Traditional Chinese

Simplified Chinese